Fire and Special Perils
Unintended fire outbreaks are among the worst things to happen to your house or business. It can result in the loss of precious goods if left unmanaged. The fire and special perils insurance indemnifies you from material losses brought on by fire, lightning, or the explosion of machinery or other objects.
Additionally, this policy may be expanded under the special perils policy to include coverage for the following additional or allied perils: explosion, flood, bursting, leaking, or overflowing of water pipes, equipment, and water tanks; storm or tempest damage; earthquake; tornado; impact damage; aircraft damage; bush fires; riots and strikes; and malicious damage.
Among the assets that can be insured are:
- Buildings,
- Equipment for plants and machines,
- Computers,
- Furniture,
- Fixtures and fittings,
- Stock, and
- Other items under your care or custody.
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